Free tool
Free payment schedule generator for building work
Disputes happen when payment terms are unclear. Generate a balanced stage payment schedule for your renovation, extension or loft conversion: a fair deposit, payments tied to completed work, and a free PDF you can agree with your builder before anyone starts.
Not sure what the stages should look like? See the full stage-by-stage guide for house extensions or loft conversions.
Set up your payment schedule
Create a balanced payment plan for your project.
Why use this?
- Keeps the deposit sensible
- Ties each payment to a stage of work
- Avoids paying for work before it's done
- Keeps cash flow steady for the builder
Protect the payments, not just plan them
A paper schedule lists what should happen. With Renopay, each stage is funded before it starts, and the money is only released when the work is approved.
Payment schedule questions, answered
- Is the payment schedule generator free?
- Yes. Pick your project type, generate the schedule and download the PDF. No sign-up and no charge. The PDF includes a simple payment agreement you can attach to your building contract.
- How should stage payments be split on building work?
- A fair schedule starts with a modest deposit, typically 10 to 15%, and ties every later payment to a completed, inspectable stage of work, such as foundations, watertight shell, first fix and completion. The deposit is only higher where expensive materials must be ordered up front, such as kitchen units. Front-loaded schedules that put most of the money before most of the work are a common cause of renovation payment disputes.
- Can I use the schedule in my building contract?
- Yes. The generated schedule works as the stage payment terms in a standard domestic building contract, and follows the same principle as JCT-style stage payments: payment follows verified progress. Agree it with your builder before work starts and attach it to whatever contract you sign.
- What if I want the payments protected, not just planned?
- A schedule on paper still relies on both sides honouring it. With Renopay, each stage is funded before it starts and released to the builder when the work is approved. Client funds are held by OPP, an FCA-authorised electronic money institution.