Free Payment Schedule Generator for Building Work

Disputes happen when payment terms are unclear. Generate a balanced stage payment schedule for your renovation, extension or loft conversion - a fair deposit, payments tied to completed work, and a free PDF you can agree with your builder before anyone starts.

Not sure what the stages should look like? Read our guide to structuring stage payments for a home extension.

Configure Your Payment Schedule

Create a balanced payment plan for your project.

Why use this?

Standardises deposit amounts
Links payments to milestones
Prevents "front-loading"
Keeps cash flow healthy
Accepted by 1,000+ UK builders

Turn this schedule into a secure agreement.

A paper contract lists what should happen. Renopay ensures it actually happens. Don't just muddy through the project, have a schedule to follow. Lock these funds in escrow so they are only released when each stage is complete.

Payment schedule questions, answered

Is the payment schedule generator free?: Yes. Pick your project type, generate the schedule and download the PDF - no sign-up and no charge. The PDF includes a simple payment agreement you can attach to your building contract.
How should stage payments be split on building work?: A fair schedule starts with a modest deposit - typically 10-15% - and ties every later payment to a completed, inspectable stage of work, such as foundations, watertight shell, first fix and completion. The deposit is only higher where expensive materials must be ordered up front, such as kitchen units. Front-loaded schedules that put most of the money before most of the work are the single biggest cause of renovation payment disputes.
Can I use the schedule in my building contract?: Yes. The generated schedule works as the stage payment terms in a standard domestic building contract, and follows the same principle as JCT-style stage payments: payment follows verified progress. Agree it with your builder before work starts and attach it to whatever contract you sign.
What if I want the payments protected, not just planned?: A schedule on paper still relies on both sides honouring it. With Renopay, the project budget is secured with OPP, an FCA-authorised electronic money institution, and each stage payment is released to the builder when the work is approved - so the schedule is enforced, not just agreed.

Free Payment Schedule Generator for Building Work

Payment schedule questions, answered

Is the payment schedule generator free?

Yes. Pick your project type, generate the schedule and download the PDF - no sign-up and no charge. The PDF includes a simple payment agreement you can attach to your building contract.

How should stage payments be split on building work?

A fair schedule starts with a modest deposit - typically 10-15% - and ties every later payment to a completed, inspectable stage of work, such as foundations, watertight shell, first fix and completion. The deposit is only higher where expensive materials must be ordered up front, such as kitchen units. Front-loaded schedules that put most of the money before most of the work are the single biggest cause of renovation payment disputes.

Can I use the schedule in my building contract?

Yes. The generated schedule works as the stage payment terms in a standard domestic building contract, and follows the same principle as JCT-style stage payments: payment follows verified progress. Agree it with your builder before work starts and attach it to whatever contract you sign.

What if I want the payments protected, not just planned?

A schedule on paper still relies on both sides honouring it. With Renopay, the project budget is secured with OPP, an FCA-authorised electronic money institution, and each stage payment is released to the builder when the work is approved - so the schedule is enforced, not just agreed.