For builders
Start every job with money already secured.
Your client funds each stage before you start it, so you know the money is there. When they approve the work, your payout is released.
- In your bank within a day of your client approving the stage
- Released automatically after 14 days if they don't respond or raise a dispute
- 1% + VAT per stage. No subscription or setup fee
How it works
How you get paid with Renopay
Split the job into stages. Each stage follows the same four steps.
- 1
Set out the job in stages
Add each stage with its scope, price and dates, then invite your client to accept the plan.
- 2
Your client pays for the stage
Before you start, they pay for it. The money is held securely by our FCA-regulated payment partner, and you can see it's there.
- 3
Do the work and ask for approval
When the stage is finished, mark it complete and your client is asked to approve it.
- 4
Get paid
When your client approves, the money is released and reaches your bank within a day. If they don't respond or raise a dispute within 14 days, it's released automatically.
Then on to the next stage, paid for before you start it.
Prefer to watch?
For builders
Get paid faster. Work without chasing.
No more guessing whether the money is there. Each stage is funded before you start it, and each payout is tied to the homeowner's approval.
If late payments are squeezing your business, start with our guides on managing cash flow in a small building firm, how to stop chasing invoices and how to structure stage payments.
- See the money first
- Stop guessing if the client has the budget. You can see the money is there, secured, before you buy a single brick.
- Neutral dispute protection
- We don’t take sides. If there’s a disagreement, an independent RICS surveyor looks at the work and decides how the money for that stage is split.
- Automated paper trail
- Every milestone, approval, and release is logged so you always have the paper trail.
- Win clients who are nervous about deposits
- Homeowners can see their money is only released for work they approve, so a big deposit stops being the sticking point.
Late payment is still common in the trades
68%
Of people working in the trades are chasing at least one late payment.
Source: Direct Line business insurance, January 2026
£2,023
The average amount they are owed in late payments.
Source: Direct Line business insurance, January 2026
£11bn
What late payment costs the UK economy every year.
Source: Department for Business and Trade, July 2025
Simple, pay-as-you-go pricing
No monthly subscriptions. You only pay when you get paid.
Who uses Renopay?
Builders, landscapers, kitchen and bathroom fitters, loft and extension specialists. Anyone running renovation projects for homeowners.
Extensions and structural work
Long jobs with real materials at stake in every stage.
Loft conversions
Structural stages where a client stalling mid-job is expensive.
Kitchen and bathroom fitting
Show the money is there before you order the units.
Garden and landscaping
Materials-heavy early stages and weather-driven timelines.
Pools and outbuildings
High-value specialist installs with long lead times.
Whole-house renovation
Several trades and stages, one set of payments.
Build trust before you break ground
Disputes often start with unclear payment terms. Use the free payment schedule generator to create a fair schedule you can attach to any contract.
Locations served
Renopay is available for builders, landscapers, kitchen and bathroom fitters, and loft and extension specialists across the UK.