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Renopay

Each stage paid for before it starts. Held until it’s approved.

Renopay is a UK technology platform for paying builders stage by stage. The builder knows the money is there before they start. The homeowner releases it by approving the work.

I’m a builderI’m a homeowner
  • Held securely until you approve the work
Example: kitchen extensionStage 2 of 6

Foundations and groundworks

£6,000

  1. Homeowner pays the stage
  2. Held securely
  3. Work done, approval requested
  4. Homeowner approves
  5. Released. Can take up to a day to reach the builder’s bank

The money is in the homeowner’s bank. Nothing has moved yet.

How each stage works

  1. Money with homeowner

    Agree the stages

    The builder splits the job into priced stages. The homeowner accepts.

  2. Money held

    Pay for the stage

    The homeowner pays before the stage starts. It is held securely, and the builder can see it.

  3. Money held

    Do the work

    When the stage is done, the builder asks for approval.

  4. Money with builder

    Approve and release

    The homeowner checks the work. Released when they approve. It can take up to a day to reach the builder’s bank.

Then the next stage. If the homeowner raises a dispute, that stage stays held.

See it in the app

Renopay app project screen for an example kitchen extension: a £6,850 stage waiting for the homeowner to agree, and a £4,200 stage to pay before it starts.
Pay for a stage before it starts.
Renopay app notifications: work ready for the homeowner’s approval, £12,400 held securely until they approve the work, £6,150 released to the builder, and a price change.
Updates when work is ready to approve, money is held or a stage is released.
Renopay app home screen: two actions waiting, £19,250 held securely and £9,750 released to the builder to date.
The money is held securely until you approve the work.

Screens from the Renopay app. Example project shown.

A room mid-renovation, with steel props holding up the ceiling, a stepladder and rubble on the floor.

For builders

  • Know the money is there before you start.
  • Released when the homeowner approves.
  • No chasing invoices.

For homeowners

  • Never hand over a big deposit.
  • Money is released for work you approve.
  • An independent surveyor decides if you cannot agree.

Check it yourself

If something goes wrong

Raise it in the app and the money stays held. Renopay never takes a side.

  1. Raise it. The stage money stays held.
  2. Agree a fix or a sign-off.
  3. Or an independent surveyor decides. Each side pays half the surveyor’s fee up front.
How disputes work

Homeowners pay 1% of each stage. Builders pay 1% + VAT.

The homeowner's 1% includes VAT. No subscription, no setup fee. Move the slider to see a stage.

See a whole project worked through

£60

homeowner pays, VAT included

£60 + VAT (£72)

builder pays, taken from the stage when released

Builders: sign up free

About ten minutes, one ID check, then your first project.

Sign up free

Homeowners: send your builder a link

They see the money is there before they start. It is released when you approve and can take up to a day to reach their bank.

Send your builder a link