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Plan your stages

Turn a builder’s quote into payment stages: what gets paid, when, and what done means. Then run them on Renopay.

  • The money for each stage is held securely until it is approved

A PDF or a photo of the quote, up to 4 MB.

We do not keep your file: we read it to make the plan, then discard it. Anthropic, the AI company that reads it for us, deletes it within 30 days unless its safety systems flag it, and does not train on it. How we use your file

Or type it in

The job
Where is the job?

Example: a £60,000 extension

Change the job or the total, or upload a quote, to make it yours.

  1. Stage 1 of 7 · 5%

    Site set-up

    Scaffold, fencing and skips in, services found, and the extension set out on the ground.

    Amount
    £3,000
    Homeowner fee
    £30 homeowner fee
    Builder fee
    £30 + VAT (£36) builder fee

    Check before you approve

    A signed contract, dated drawings and an itemised specification.

  2. Stage 2 of 7 · 18%

    Groundworks, foundations and drainage

    Foundations dug, inspected and poured, drainage laid, ready for the floor.

    Amount
    £10,800
    Homeowner fee
    £108 homeowner fee
    Builder fee
    £108 + VAT (£129.60) builder fee

    Check before you approve

    Building control’s dated inspection of the open trench, before the concrete went in.

  3. Stage 3 of 7 · 20%

    Walls, floor slab and structural opening

    Walls up, slab poured, and the opening into the house formed on a steel beam.

    Amount
    £12,000
    Homeowner fee
    £120 homeowner fee
    Builder fee
    £120 + VAT (£144) builder fee

    Check before you approve

    The structural engineer’s calculations for the steel that was actually fitted.

  4. Stage 4 of 7 · 17%

    Roof, glazing and weathertight shell

    Roof on, windows and doors in, and the inside stays dry in rain.

    Amount
    £10,200
    Homeowner fee
    £102 homeowner fee
    Builder fee
    £102 + VAT (£122.40) builder fee

    Check before you approve

    A hose test, or a look inside after a full day of rain.

  5. Stage 5 of 7 · 15%

    First fix, insulation and plastering

    Cables, pipes and insulation in, screed down, and the walls plastered.

    Amount
    £9,000
    Homeowner fee
    £90 homeowner fee
    Builder fee
    £90 + VAT (£108) builder fee

    Check before you approve

    Socket, switch and light positions marked with you before anything was boarded.

  6. Stage 6 of 7 · 20%

    Second fix, fit-out and decoration

    Sockets, radiators, doors and floors fitted, the kitchen or bathroom in, and decorated.

    Amount
    £12,000
    Homeowner fee
    £120 homeowner fee
    Builder fee
    £120 + VAT (£144) builder fee

    Check before you approve

    Everything works: lights, sockets, heating and any appliances.

  7. Stage 7 of 7 · 5%

    Outside, snagging and handover

    Garden made good, scaffold down, snag list closed and certificates handed over.

    Amount
    £3,000
    Homeowner fee
    £30 homeowner fee
    Builder fee
    £30 + VAT (£36) builder fee

    Check before you approve

    The Building Regulations completion certificate in your hands.

The homeowner pays

£60,600

£60,000 for the work and £600 in fees, VAT included.

The builder receives

£59,280

£60,000 less £600 + VAT (£720) in fees.

Start this on Renopay

Each stage is paid before it starts and held securely until it is approved.

Who are you?

This plan is a guide, not legal or quantity-surveying advice.