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Milestone escrow for UK renovations

Get Paid on Time in Edinburgh

Edinburgh builders: eliminate payment uncertainty. Renopay holds client funds in escrow and releases payment as each agreed milestone is completed.

Escrow that keeps every renovation pound protected and released only on verified milestones.

Milestone control

You verify the work is complete. Funds are released instantly upon approval.

Regulated safeguarding

Funds are ring-fenced in an FCA-authorised escrow vault (OPP) until needed.

Instant builder payouts

No chasing invoices. Approved funds land in the builder’s account in seconds.

Dispute? Your milestone stays protected.

If you disagree on a milestone, the funds pause in escrow while you resolve it via your dashboard. If you can’t agree, you can request an independent RICS expert assessment, and Renopay distributes the milestone accordingly.

How disputes work →
For homeownersSecure Your Project
For buildersGet Paid Instantly

Edinburgh’s residential renovation market is technically demanding and financially significant. Builders working in the city are navigating tenement-flat refurbishments in Marchmont and Bruntsfield, townhouse restorations in the New Town, and extensions on family homes in Morningside and Corstorphine. Project values reflect the city’s high property prices: a tenement-flat refurbishment typically costs £20,000–£50,000, while larger projects involving structural alterations on period properties reach £80,000–£150,000. Edinburgh’s World Heritage Site designation, extensive conservation areas, and listed-building requirements mean that many projects carry planning complexity that extends timelines and adds regulatory cost – all of which you absorb before the corresponding payments arrive.

The cash-flow challenge for Edinburgh builders is intensified by the nature of the work. Tenement renovations frequently uncover hidden issues – failed lead pipework, asbestos-containing materials, crumbling lintels – that change the scope after the project has started. You absorb the cost of dealing with these issues immediately, but recovering the additional spend from the homeowner can take weeks or months. Many Edinburgh homeowners are well-informed and diligent, but even diligent clients slow down when they are asked to approve additional costs they did not anticipate. Meanwhile, your subcontractors and suppliers expect payment to their original schedule regardless. The financial pressure of bridging this gap across two or three concurrent projects is a reality that every Edinburgh builder knows well.

Renopay removes the bridging problem. Your client’s full renovation budget – including an agreed contingency for unforeseen work – is deposited into a safeguarded escrow account before you start. You see proof of funds on your dashboard from day one. As you complete each milestone, the homeowner reviews and approves, and funds release. If scope changes arise, additional funds are escrowed before the additional work begins – no more doing the work first and hoping the payment follows. For Edinburgh builders delivering complex period-property renovations, this structured payment framework protects your cash flow and lets you focus on the technical challenges of the build rather than the financial ones. Evaluate how different project types affect your exposure with the risk checker, and our guide on turning down profitable work offers a practical framework for assessing whether a project’s payment terms justify the commitment.

Homeowners in Edinburgh can learn how Renopay protects their renovation budget on our Edinburgh homeowner page.

For Builders

Get paid faster. Work without chasing.

No more ghosting, invoicing marathons, or guessing if the money is there. Renopay keeps every job funded and every payout immediate.

See the money first
Stop guessing if the client has the budget. You can see the cash in the secure escrow account before you buy a single brick.
Instant cash release
No more "I'll pay you next week." The moment the homeowner clicks approve, the funds move instantly to your account.
Neutral dispute protection
We don’t just side with the client. Independent inspections ensure you get paid for the work you have done, even if the relationship sours.
Automated paper trail
Every milestone, approval, and release is logged so you always have the paper trail.
Renopay builder dashboard showing active projects, milestones, and escrow balances

Built for the site, not just the office.

Manage milestones, check funds, and request payouts from your phone. Whether you're in the van or on the scaffolding, your cash flow is always in your pocket.

  • Mobile-first dashboard
  • No paperwork to print
  • Instant notifications

Simple, pay-as-you-go pricing

No monthly subscriptions. You only pay when you get paid.

Transaction Fee

1%

  • Per milestone payout
  • Capped at £1k/milestone
  • Tax deductible
Get Early Access

Monthly Cost

£0

  • Unlimited active jobs
  • Unlimited team members
Join Waitlist

Onboarding Fee

£0

  • Instant verification
  • Free dispute protection
Join Waitlist

Build trust before you break ground

Disputes often start with unclear payment terms. Use our free Risk Checker to generate a fair, balanced payment schedule that you can attach to any contract.

Launch Risk CheckerLearn more →
Average amount currently owed to UK tradespeople in late payments.
£6,200+
Of tradespeople are currently chasing at least one overdue invoice right now.
81%
Lost annually by UK small businesses due to bad debt and unpaid invoices.
£2.5bn
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